Terms of Use

INTERNET WEB SITES

This website provides links to other websites for your convenience in locating additional information and/or services. Advance Capital Management does not prepare, monitor, review or update the information contained in any linked websites. We make no representation or warranty with respect to the content, completeness, timeliness, suitability, or reliability of the linked website. In addition, Advance Capital is not responsible for the content of any website that is linked to the Advance Capital site.

INTERNET SECURITY

Advance Capital Management is not responsible for any content, including, without limitation, any market update information, appearing on this website where such content is provided by a third party. Content from third parties is provided for information and education purposes only. Advance Capital does not guarantee, and makes no representation or warranty with respect to, and will not be liable for, the accuracy, results, completeness, timeliness, interruptions, or results of third party content and is under no obligation to update such content. Advance Capital understands the importance of security and protecting your personal and financial data on line. The information you submit allows us to service your account and provide you with requested information. In addition, your comments and feedback allow us to analyze our site and design web services that fit your needs. For your protection, our website uses the highest levels of Internet security, including data encryption, Secure Sockets Layer (SSL) protocol, personal identification numbers and other tools. As an added measure, we allow for "read only" access to your personal and financial information. In addition, we do not include personal or account information in non-secure emails that we send you via the Internet.

BUSINESS CONTINUITY PLAN

Advance Capital Management maintains a business continuity plan in the event of a significant business disruption. This summary outlines general information regarding that plan. We have attempted to identify types of disruptions and address each as quickly as possible. Since significant business disruptions are unpredictable, Advance Capital reserves the right to respond to actual events in the manner we deem appropriate as they occur. In the event of a significant business disruption, your first contact should be your financial adviser. If you are unable to reach your adviser, contact the home office of Advance Capital at 800-345-4783. If a significant business disruption does occur, we plan to respond quickly to recover and resume business operations by safeguarding our employees and property, making a financial and operational assessment of the problem, protecting the firm's books and records and allowing clients to transact business. It is reasonable to expect that orders and requests for funds could be delayed during this period, however, every attempt will be made to resume normal business as soon as possible. In addition, we have made arrangements to temporarily transfer all mission critical operations to an off-site location outside of the affected area when needed. This will allow us to resume normal business activity as soon as reasonably practicable depending upon the severity of the disruption. Should a business disruption be so severe that it prevents continuation of our business, necessary steps will be taken to assure that our clients' have prompt access to their funds. If you have questions about our business continuity plan you can contact the Compliance Department at 800-345-4783.